It’s a hot Sunday morning and all the decent people are in church (personal joke). I’m sitting, in my truck, in the outer lane at a bank drive-through to take advantage of the shade. For some reason, they took out the equipment in this lane, so it now serves only as a pass-through when the bank is open. Since the bank isn’t open on Sundays, I figure that I’m not bothering anyone sitting here.
The ATM is mounted in the actual wall of the bank, which probably makes it easier and safer to service. It’s doing a bang-up business today. I suppose the folks driving through probably have automatic deposit and need a little cash. I suppose it might be a good plan for folks with slight self-control problems. There IS no good plan for folks with NO self-control, except to grow up.
My mother worked in bookkeeping for several years at one of the local banks, and told me a lot of horror stories about automatic deposits and withdrawals. She never had it herself, which should tell you something. Of course, many folks have no choice in the matter these days, as their employer makes it the only option available. If that were the case, I’d probably empty the account of the bulk of its contents at the earliest possible second. Automatic withdrawals are, by far, the most troublesome, with even many supposedly legitimate businesses doing things to circumvent a held payment when there’s a dispute.
I realize that such things are a convenience for some folks, especially those who travel a lot. Personally, I believe it’s another sneaky step in edging us toward a cashless society. As for me, call me cranky, but I’ll handle my own money, thank you, if only to aggravate the powers that be. © 2014