Things are tight this winter. As with any business that’s tied to construction, the trucking business (for dump trucks, at least) goes down in the winter. I’ve heard the dispatcher on the phone trying to drum up business to keep us driving, so I know he’s doing his level best. Still, rain, snow and cold winds put the kibosh on a lot of work.
Our pay period runs Friday through Thursday, so they can pay us on Friday and be current. This past Friday, I sat in the break room for an hour before he found me a run. Even then, I was only driving for five and a quarter hours before the job ended and I was sent home. At least we get paid for the wait.
It was supposed to snow Sunday night, but didn’t. Still, most jobs were closed, out of concern that it was only running a few hours late and that it would snow through the day. They kept us there for four hours before sending all of us home but the handful already on the road. They told us to call back about four, to see when to come in the following morning. When we did, they just told us to call the same time the next day. In other words, most of us had no work at all on Tuesday. I DID get good work Wednesday and Thursday, so I ended up with a 30 hour week. That’s not good, but it sure beats the zero dollars that I had coming in during a three month period of my 15 months with no work!
One of my coworkers was talking about how an independent insurance agent in town had saved him a bunch of money. I’d gotten quotes from another company, but they wanted $11 more a month than I’m currently paying. When I called his agent, she gave me a price for $45 less than I’m currently paying Nationwide, AND THE COVERAGE IS THREE TIMES BETTER! I think it’s with Liberty Mutual; the guy said they paid quickly when he had a claim, so that’s the main thing. We’ll probably get signed up with them this week. Combined with the $20 I’m saving on cable now, that will leave another $65 to apply to our needs. I still don’t have collision or homeowners, but what can I do? They’re simply beyond my budget.
I also changed my federal withholding from zero deductions to two. I’d planned on my refund paying my property taxes, but since Obama plans on stealing some of it, I won’t leave it there for him to steal next year. I’m well aware of the old saying that allowing them to hold your money for a year cheats you of interest and pays them, but with today’s interest, that argument is no longer valid. HOWEVER, I need to SAVE the difference so it’s there when I need it, and the devil has a way of throwing emergencies in a poor person’s path.
There’s snow on the ground today, and rain is supposedly coming tomorrow, so I’m wondering if I’ll have any work Monday. It’s easy to fret and worry about it, and sometimes my wife and I both get concerned. Still, I firmly believe that the Lord brought me to this job, and I know he didn’t do so just to let me lose everything I have. The Lord WILL provide! Sometimes, I have to remind myself of that. © 2013